Business funding that moves at your speed.
$2K to $250K, one application, a nationwide lender network — and no credit impact to apply.
- No upfront fees
- Soft credit pull
- All 50 states
- Funding range
- $2K–$250K
- Fastest funding
- 24 hrs
- Upfront fees
- $0
Your file is reviewed by a real advisor the same business day.
- Soft credit pull to apply
- No upfront fees, ever
- Funding available in all 50 states
- Real advisor reviews every file
Why businesses get stuck
What usually goes wrong.
Not with your business — with how business funding is normally shopped. These four are the ones we hear about most, and each one is a process problem rather than a credit problem.
Your file sits in one lender's queue
One application goes to one desk, and you wait on that desk's answer.
Nobody tells you why you got declined
A decline usually arrives as a decline and nothing else, so the next application is a guess too.
You stack advances without meaning to
A second advance before the first is paid down is easy to take and hard to carry.
Newer businesses get filtered out automatically
Plenty of funders decline anything under a year old before a human ever reads it.
Funding options
Funding matched to where your business is.
A business three months old borrows nothing like one that is ten years in. We match yours to the product, and the lender, built for how your revenue actually works.
Why us
Built for the business a bigger shop won’t look at twice.
| Criterion | Steedmont | Typical funder |
|---|---|---|
| Minimum time in business | 3 months | 12 months |
| Minimum monthly revenue | $5,000 | $10,000+ |
| Credit check to apply | Soft pull | Hard pull is common |
| Who reviews your file | A funding advisor | An automatic filter |
Our figures are the floor on the startup and new business program. “Typical funder” is the pattern across the market, not any one lender — approvals and pricing still depend on your deposits.
How it works
Four steps. No mystery.
Most applicants see offers within one business day. Here is exactly what happens between your application and the wire.
Start Your ApplicationApply in ten minutes
One short application and your three most recent business bank statements. That's the whole ask.
Your advisor reviews the same day
A funding advisor reads the file — a person with a phone number, not an automatic filter.
Compare real offers, plainly stated
Amount, total payback, schedule, and every fee — side by side, on one page.
Sign and get funded
Accept, sign electronically, clear a short verification call. Funds are wired to your account.
Industries
Built for the businesses that build America.
Underwriting a restaurant is nothing like underwriting a trucking company. We route your file to the lenders who actually want your industry.
FAQ
Questions people ask before applying.
Will applying affect my credit score?
No. The application uses a soft inquiry, which doesn't affect your score. A hard inquiry only happens if you accept an offer from a lender that requires one, and you'll know before that point — it's never a surprise.
Do you fund startups?
Yes — it's one of the things we do that larger funders won't. Three months of deposits in a business account and roughly $5,000 a month coming in is enough to see real options. Pre-revenue businesses are the exception: these programs are underwritten on deposits, and there's nothing to read yet before revenue starts.
How fast can I actually get funded?
Decisions come in as fast as 24 hours. Working capital can fund the same day an offer is accepted; lines of credit typically take one to three business days; term loans and equipment financing usually take two to seven. Speed depends on the lender, the product, and how quickly your documents come back.
See what your business qualifies for.
Ten minutes to apply, no obligation to accept, and no impact on your credit score.
Get Funded