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Steedmont Capital

Funding Options

The right funding for the job.

A short catalogue and a nationwide network of lenders behind it. Your advisor's job is to match the structure to your revenue — and put lenders in competition for your file.

Working Capital

Fastest option

Capital advanced against your future sales, repaid as a fixed remittance in step with revenue. The fastest product we arrange — built for businesses that need working capital this week, not this quarter.

Amounts

$2,000 – $250,000

Speed

As fast as same day

Payback

Daily or weekly remittances

Term

3 – 18 months

Credit

Weaker credit is workable — revenue matters more

Requirements

6+ months in business · $10K+ monthly revenue · business bank account

Best for: Inventory, payroll, bridging receivables, and seizing time-sensitive opportunities.

Startup & New Business Funding

Startup-friendly

Capital advanced against your future sales, underwritten for businesses that are still new. Most funders want a full year of history and turn away anything younger or smaller — this program exists for exactly the businesses they send home.

Amounts

$2,000 – $250,000

Speed

Same day to 24 hours

Payback

Daily or weekly remittances

Term

3 – 12 months

Credit

Thin or bruised credit is workable — revenue matters more than the score

Requirements

3+ months in business · $5K+ monthly revenue · business bank account

Best for: First inventory orders, early payroll, equipment deposits, and the first real push for growth.

Term Loans

Lowest costComing soon

A fixed amount, a fixed rate, a fixed schedule. When the project is planned and the payback is known, a term loan is usually the lowest-cost way to fund it.

Amounts

$2,000 – $250,000

Speed

2 – 7 business days

Payback

Weekly or monthly installments

Term

1 – 5 years

Credit

Stronger profiles get the best pricing

Requirements

1+ year in business · financial statements · business bank account

Best for: Expansion, buildouts, acquisitions, and refinancing costlier debt.

Line of Credit

Most flexible

An approved limit you draw against as needed. Interest accrues only on what you use — the right instrument for businesses whose cash needs rise and fall through the year.

Amounts

$2,000 – $250,000

Speed

1 – 3 business days

Payback

Revolving — pay down and redraw

Term

6 – 24 month renewable terms

Credit

Mid-range and up, depending on the lender

Requirements

6+ months in business · consistent deposits

Best for: Seasonal swings, a standing safety net, and recurring inventory cycles.

Equipment Financing

Asset-backed

The equipment itself secures the financing, which keeps costs down and preserves your other credit capacity. New or used, titled or untitled.

Amounts

$2,000 – $250,000

Speed

2 – 5 business days

Payback

Monthly installments

Term

2 – 6 years

Credit

The asset offsets a thinner credit file

Requirements

Equipment quote or invoice · 6+ months in business

Best for: Trucks, trailers, machinery, and medical or restaurant equipment.

Not sure which fits?

Apply once. Your advisor will present the options your business actually qualifies for — side by side, costs stated plainly.

One application. Every option you qualify for.

No upfront fees, no obligation to accept, and no impact on your credit score.